Physical Address
304 North Cardinal St.
Dorchester Center, MA 02124
Physical Address
304 North Cardinal St.
Dorchester Center, MA 02124
To go cashless, Credit Cards are the most convenient ways to make payments instantly. It fulfills all the needs of the customers be it buying the latest mobile phone, booking airline tickets, paying for dinner at a 5-star restaurant, or even buying groceries.
It allows cardholders to borrow funds up to a certain predefined credit limit to pay for goods & services. Card holders are required to pay back the sum borrowed by the due date by converting it into EMIs else they would be charged with interest and penalties. The Credit Card Interest Rates may vary bank to bank.
Whenever a cardholder receives a new credit card, he/ she is required to activate it so as to start making transactions using the same. There are both online and offline methods available to activate the card which differ bank to bank apart from some common steps.
Steps to Activate Credit Card via Internet Banking:
Let us understand How to Activate a Credit Card by following some simple steps with the help of Internet Banking:
Steps to Activate Credit Card via Mobile Application:
Below mentioned are the steps to activate a credit card via Mobile Application:
Steps to Activate Credit Card via Customer Support Service:
By calling on customer care number, the card holder can get his/ her card activated. After calling, follow the instructions as requested. The contact information is provided on the official website of respective bank.
What is a Credit Card PIN?
Credit card Pin is a 4 digit code that is used to verify the identity of the card holder. In order to complete a transaction credit card PIN is required to be entered. Bank assures that all transactions made via credit card has been authorized by the cardholder and no one else with the help of PIN only to make the transaction safe and secure.
Whenever a new credit card is received, a welcome kit is also received along with it that contains a confidential document containing the Credit Card PIN.
A. Online ways to generate Credit Card PIN
· Log in to the net banking using the credentials.
· Go to the “Credit Cards” section.
· Click on “Change PIN”.
· Enter the OTP received on the registered mobile number for verification purpose.
· Enter the PIN as per the choice.
· Re Enter and then click on “Submit”.
· Download the respective bank account mobile application.
· Log in using credentials i.e. using User ID and password.
· Go to the “Credit Card” section and then click on the option “Change PIN”.
· Enter the OTP received on the registered mobile number for verification purpose.
· Enter the PIN as per the choice.
· Re Enter the PIN and then click on “Submit”.
· Visit the official website of respective bank using credentials i.e. Username and Password.
· Go to “Credit Card PIN Change” section.
· Enter the card number, expiry date and CVV.
· Enter Pin as per the choice.
· Re-enter the PIN and then click on “Submit”.
· Compose an email requesting for PIN generation and send it to official email ID of the bank.
· The bank will then contact for further processing.
B. Offline ways to generate Credit Card PIN
· Visit nearest ATM machine.
· Insert the card in the ATM machine.
· Click on “Create PIN using OTP”.
· Enter the OTP received on the registered mobile number.
· Enter the 4-digit PIN as per the choice.
· Re-enter the PIN and then click on “Submit”.
· Visit the nearest bank branch.
· Submit the request to generate the PIN of the credit card.
· Bank will process the request after verifying the details.
· Some banks also provide the option of generating credit card PIN via IVR.
Things to Remember
Below mentioned are some points to be considered while generating or changing credit card PIN:
How to change a Credit Card PIN?
Credit card holders can change their credit card PIN either at ATM or via net banking:
A. Changing Credit Card PIN at ATM
· Insert the ATM card in the ATM machine.
· Select the preferred language.
· Enter the existing Credit Card PIN.
· Click on “Change PIN”.
· Enter the OTP received on the registered mobile number.
· Type a new 4-digit PIN as per the choice.
· Re-enter PIN.
· Click on Submit.
· A message from the bank will be received that the PIN has been changed.
· Log in to the net banking account using credentials.
· Click on option “Credit Card”.
· Click on “Change PIN”.
· Enter the OTP received on the registered mobile number.
· Click on “Continue”.
· Type a new 4-digit PIN as per the choice.
· Re-enter PIN.
· Click on Submit.
· A message from the bank will be received that the PIN has been changed.